Growing up and living here in the Bay Area, that now-forgotten phrase "affordable housing" has risen to a new level of "un-affordability" for most middle-class people. You read surveys that say that most Californians make less than $50K per year (or thereabouts), and yet housing remains ASTRONOMICALLY OUT OF REACH FOR ALL BUT THE TOP 1/10th of one percent of people. Where does it end ? Marin and Sonoma Counties, nice though they may be, continue to be in the STRATOSPHERE, and now with rents corresponding to real estate mortgages, it appears that only the wealthy and privileged with be able to live here in the next twenty years. Where does it end ?